Terms & Conditions


Official Name

The official name of CS BIO INSURANCE SA DE CV is MGI Agente de Seguros, S.A. de C.V. The unofficial English–language company name is used on this web site because its denotation and connotation are more easily understood by the firm's English–speaking clients. In every case, wherever used on this web site or elsewhere, CS BIO INSURANCE SA DE CV refers to MGI Agente de Seguros, S.A. de C.V, a Mexican company.

By using csbioinsurancesadecv.com in any manner (whether browsing, using a calculator or other tool, registering for or using the Customer Care Center, following a link, sending an e-mail to csbioinsurancesadecv.com, obtaining or saving or retrieving a premium estimate, making a purchase, or using any other content or materials on csbioinsurancesadecv.com), you agree to all terms and conditions contained or referenced in these Terms of Use. These Terms of Use apply only to your use of csbioinsurancesadecv.com and do not change or alter any other agreement or contract between you and CS BIO INSURANCE SA DE CV.

CS BIO INSURANCE SA DE CV reserves the right, in its sole discretion, to modify or change these Terms of Use at any time without prior notice to you. Your continued use of csbioinsurancesadecv.com following the posting of any changes to the Terms of Use constitutes acceptance of those changes.

If at any time you choose not to accept these Terms of Use, please do not use this web site or send e-mail to any csbioinsurancesadecv.com e-mail address.

Jurisdictional Statement

Materials on this web site are appropriate, or made available, for use in Mexico. Non-Mexican companies referenced on this site are not licensed or otherwise authorized to conduct business in Mexico and do not engage in or transact any business in Mexico through this web site or otherwise. In Mexico, U.S. and non-U.S. buyers and their representatives may be able to transact insurance for non-Mexican properties.

Privacy Policy

Our Privacy Policy describes our use and protection of nonpublic personal information ("customer information") and will help you understand how we treat the customer information that we obtain from you or other sources in the course of providing you with products and services. We urge you to read our Privacy Policy.

Ownership of Materials and Restrictions on Use

The information on this web site, including all web site source code, along with any materials (including, for example, press releases, promotional material, product descriptions) is the copyrighted work of CS BIO INSURANCE SA DE CV and is protected under United States and worldwide copyright laws and treaty provisions. CS BIO INSURANCE SA DE CV grants you permission to copy such materials so long as you do not post this content elsewhere on the Internet, or allow it to be so posted, and each copy:

  1. Is solely for informational, non-commercial use and is not modified or revised in any manner.
  2. Plainly displays all copyright and other proprietary notices, in the same form and manner as on the original
  3. Displays a statement that the materials are used solely with permission of CS BIO INSURANCE SA DE CV.

To seek permission for any other use, please contact CS BIO INSURANCE SA DE CV.

Bulk E-Mail and Other Prohibited E-Mail

The CS BIO INSURANCE SA DE CV computer network (which includes, but is not limited to, the technology and applications which support the e-mail functionality CS BIO INSURANCE SA DE CV provides its officers, employees, independent contractor agents, and other authorized users) is the private property of CS BIO INSURANCE SA DE CV.

CS BIO INSURANCE SA DE CV prohibits any bulk e-mail transmissions to be sent, or caused to be sent, over the Internet to csbioinsurancesadecv.com e-mail addresses unless CS BIO INSURANCE SA DE CV, through one of its officers, has specifically requested or authorized the sending of such bulk e-mail. For purposes of these Terms of Use, the word "bulk" shall mean an e-mail message, or group of identical or similar e-mail messages, sent to more than 20 different csbioinsurancesadecv.com addresses in any 24-hour period.

CS BIO INSURANCE SA DE CV also prohibits any e-mail transmissions of the following types to be sent, or caused to be sent, over the Internet to more than 5 different csbioinsurancesadecv.com e-mail addresses in any 24-hour period unless CS BIO INSURANCE SA DE CV, through one of its officers, has authorized the sending of such e-mail: (1) commercial advertising; (2) informational announcements; (3) political or religious tracts; or (4) solicitations for funds or donations.

CS BIO INSURANCE SA DE CV prohibits any e-mail transmission to be sent, or caused to be sent, over the Internet to any csbioinsurancesadecv.com e-mail addresses if the e-mail is intended to, or appears intended to, harass, embarrass, threaten, defame or impersonate any person, or if the e-mail is pornographic, offensive, indecent, discriminatory or offensive on the basis of sex, color, national origin, race, age, religion, sexual orientation or disability.

CS BIO INSURANCE SA DE CV prohibits any e-mail transmission to be sent, or caused to be sent, over the Internet to any csbioinsurancesadecv.com e-mail addresses if the e-mail is intended to, or appears intended to, harass, embarrass, threaten, defame or impersonate any person, or if the e-mail is pornographic, offensive, indecent, discriminatory or offensive on the basis of sex, color, national origin, race, age, religion, sexual orientation or disability.

CS BIO INSURANCE SA DE CV prohibits the harvesting or collection of the e-mail addresses of CS BIO INSURANCE SA DE CV agents and/or personal financial representatives from the csbioinsurancesadecv.com web site for the purpose of sending bulk e-mail to csbioinsurancesadecv.com e-mail addresses.

Nothing in this policy is intended to grant any right to transmit or send e-mail to, or through, the CS BIO INSURANCE SA DE CV computer network. CS BIO INSURANCE SA DE CV's failure to enforce this policy in every instance in which it might have application does not amount to a waiver of CS BIO INSURANCE SA DE CV's rights.

Links to Other Web Sites

This web site contains links to other sites (including, but not limited to, sites owned and/or operated by ABASEGUROS, S.A. de C.V, ACE Group, Inc, AXA Seguros Mexico, Bupa Mexico, Grupo Mexicano de Seguros, S.A. de C.V {GMX}, International Insurance Group, Quálitas Compañía de Seguros, S.A.B. de C. V, the Wikimedia Foundation, Inc). CS BIO INSURANCE SA DE CV provides links to other sites as a convenience to persons who visit the CS BIO INSURANCE SA DE CV web site. If you choose to use the services provided by those sites, you may be asked by those sites to provide certain personally identifiable information (some of which may, on an individual or aggregated basis, be shared with CS BIO INSURANCE SA DE CV). Please be aware that CS BIO INSURANCE SA DE CV is not responsible for the privacy practices of those sites, even though CS BIO INSURANCE SA DE CV's name or logo may appear on those sites. We encourage you to be aware when you leave our site and to read the privacy policies of each and every web site that you visit, as the privacy policies of those sites may differ from ours. Our Privacy Policy applies solely to this web site.

CS BIO INSURANCE SA DE CV is not responsible for the contents of any linked site or any link contained in a linked site. Links to external web sites are generally marked with this icon: icon for sites that open in a new window For more help with this web site, please see the help page.

Links to This Web Site

CS BIO INSURANCE SA DE CV appreciates your interest in linking your web site (the "Linking Site") to CS BIO INSURANCE SA DE CV's web site, located at www.csbioinsurancesadecv.com. In order to avoid misunderstandings regarding the use of CS BIO INSURANCE SA DE CV's trademarks, trade names and other proprietary information, CS BIO INSURANCE SA DE CV asks that you review and agree to the following guidelines: Third parties are authorized to include active links on web sites they control to direct a browser to CS BIO INSURANCE SA DE CV's "home page" at www.csbioinsurancesadecv.com. If you desire to link to another page on the website, please kindly contact us first for permission.

Unless you have received specific written permission from CS BIO INSURANCE SA DE CV, you may not (a) "frame" or otherwise impose editorial comment, commercial material or any type of identification on (or in proximity to) content displayed on the CS BIO INSURANCE SA DE CV web site ("CS BIO INSURANCE SA DE CV Content"), (b) alter or modify CS BIO INSURANCE SA DE CV Content, (c) "hotlink" to CS BIO INSURANCE SA DE CV content (link to content on our server from your page), or (d) "cut and paste" or otherwise reproduce CS BIO INSURANCE SA DE CV Content on the Linking Site.
Your link must be to the current CS BIO INSURANCE SA DE CV site only. In permitting linking, CS BIO INSURANCE SA DE CV does not grant you the right to reproduce, modify, cache or archive the CS BIO INSURANCE SA DE CV Content for any purpose.
CS BIO INSURANCE SA DE CV may revoke this license immediately if you fail to follow these guidelines. CS BIO INSURANCE SA DE CV may revoke this license upon ten (10) days notice without cause.
To the extent permitted by law, CS BIO INSURANCE SA DE CV disclaims liability, whether based in contract, tort, negligence, strict liability or otherwise, for damages of any kind (including, but not limited to, direct, indirect, incidental, consequential, special, punitive or exemplary damages) in any way arising from the functionality or operation of this web site (including, but not limited to, damages arising from interruptions of service or delay in operation or transmission), even if CS BIO INSURANCE SA DE CV is expressly advised of the possibility of such damages.
This web site may contain forward-looking statements. Actual results may vary materially from those projected in the forward-looking statements.
If any provision of these Terms of Use is held invalid, void or unenforceable, then that provision will be considered severable from the remaining provisions, and the remaining provisions shall remain in full force and effect.